Clare Kember

Trustee Director

Contact Information

M  +44 (0)7826 080 205
Email me  •  LinkedIn

Clare leads and supports professional trustee appointments as a co-trustee, chair and professional corporate sole trustee and focuses primarily on schemes with assets under management of <£250m.

Her client base includes a near 10-year appointment to a scheme operated by a family-owned business. She offers practical, down to earth solutions, ensuring open lines of communication between key stakeholders and challenging advisers where required. Her strengths include finding pragmatic solutions to a vast range of challenges which need detailed knowledge of DB and DC pension schemes. She has a particular focus on strong governance and tight project management, with experience of overseeing GMP-related exercises as well as ensuring a collaborative and constructive approach to valuation discussions.

An excellent communicator on all levels and able to inspire and lead others with confidence and enthusiasm, Clare establishes and promotes collaborative working relationships with all parties. She ensures that schemes continue to meet the high governance expectations of the Pensions Regulator and assists them through their long-term journey planning, including liability management exercises such as ETV’s, PIE, buy-ins and buy-outs.

Clare is fully accredited as a professional trustee by the Association of Professional Pension Trustees and is an accredited trustee with the Pensions Management Institute.

“Clare makes the complex simple. She is practical, organised and is clear about actions needed – how she can help and what I need to do. Clare is very knowledgeable in her area of expertise and has become a trusted support to me.”
Chair of Trustees, UK Pension Scheme

  • Adviser review
  • Buy-ins
  • Buy-outs
  • Closure to future accrual projects
  • Corporate events e.g. insolvency & restructuring
  • Covenant review
  • Drafting & reviewing regulatory documents
  • Drafting & reviewing compliance and other policies
  • Interaction with TPR
  • Liability management exercises, e.g. PIEs, WULS, trivial lump sum exercises
  • Member communications
  • Mentoring lay trustees
  • Schemes in PPF assessment
  • Scheme Governance
  • Scheme Secretarial
  • Scheme Wind Up
  • In last 18 months, completed two scheme buy-in’s, one of which moved to immediate buy-out. Currently approaching market on small scheme (6 members. £1.2m of assets) on buy-in with view to immediate buy-out
  • Number of schemes undertaken partial buy-ins (inc. medical underwritten scheme). Two full scheme buy-ins, one undertaken during lock-down (10-year journey plan, with de-risking and favourable markets achieved full buy-in within 3 years)
  • £3bn+ scheme dealing with a corporate de-merger, resulting in creation of new Pension Plan for sign-off
  • Significant experience in both secretarial and strategic secretarial support; largely on high profile schemes (with equally large trustee boards) with regulatory involvement from multiple stakeholders
  • Acted as Secretary to Professional Trustees Standards Working Group – which produced PCST Codes of Practice; Member of RTSL Audit & Governance Committee
  • Drafted/review BAU highly complex member communications in advance of a scheme’s transfer to PPF
  • Completed a highly complex covenant review for a multi-employer scheme with 67 participating employers
  • With multiple schemes Clare has undertaken LME’s; complex member comms to increase uptake; and currently working on GMP conversion with PIE at the moment
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